UMBF Dividend Type Payments

UMB Financial Corporation dividend

Although UMBF has no upcoming (meaning, Board-approved and announced) dividends, you can sell covered calls on UMB Financial Corporation to create 12 extra dividend type payments per year to boost its yield. Let's look at some recent prices (last updated Tue 12:20 PM ET):

UMB Financial Corporation (UMBF)
Bid Ask Last Change Volume P/E Market Cap
121.88 122.26 121.95 -0.12 149K 14 9.3B

UMBF Dividend-Like Income Using Covered Calls

With UMBF at 121.95, here's a table showing how big the annual "dividend" (i.e. total annual call premium received) would need to be to attain 3%, 5%, and 10% annual yields. Also shown is the equivalent number of cents/day necessary to achieve each yield:

Annual Yield Annual Premium Cents/Day
3% 3.66 1.0
5% 6.10 1.7
10% 12.20 3.3

So now we need to find out of the money covered calls that pay at least the prescribed cents/day amount of time premium. That will generate income and, because they are out of the money, leave room for some upside potential on the stock. Here are some examples:

3% Yield On UMBF Using Covered Calls
Expiration Strike Call Bid Days Cents/Day Upside Potential
Jun 18 125.00 4.60 150 3.1 2.74 (2.2%)
Sep 18 125.00 7.50 242 3.1 2.74 (2.2%)
5% Yield On UMBF Using Covered Calls
Expiration Strike Call Bid Days Cents/Day Upside Potential
Jun 18 125.00 4.60 150 3.1 2.74 (2.2%)
Sep 18 125.00 7.50 242 3.1 2.74 (2.2%)
10% Yield On UMBF Using Covered Calls
Expiration Strike Call Bid Days Cents/Day Upside Potential
Jun 18 130.00 5.20 150 3.5 7.74 (6.3%)
Mar 20 125.00 3.70 60 6.2 2.74 (2.2%)

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